During the home buying process all buyers getting financing will eventually need to get an insurance quote when buying in Naples and Marco Island, Florida. As a real estate broker associate in Naples, I recommend vendors to my clients on a regular basis. This is one of the added values of using a full-time real estate professional to help you through the purchase of your Naples or Marco Island home.
Responsive Insurance is a local Naples, FL insurance company and my preferred insurance resource. I met the founder Matt Nance at one of my real estate broker events over 3 years ago. Responsive Insurance gives the best explanation of insurance policies and offers fair rates for my clients. The name of the company says it all. They are not only “Responsive” but also helpful in explaining the specifics different insurance coverage. You’ll want to consider all the options before you bind a policy for your Naples home. Try them out by requesting a proposal for any of your insurance needs and let me know what you think!
Buying a home in Naples, Florida may require more than one policy. Consider flood insurance, homeowners insurance or an umbrella policy on rental properties to increase personal liability coverage. If you are like me and not an expert in Florida insurance and terminology, it will be important to have an insurance broker that will explain the different coverages and policy details. Some areas of the policy can be increased or reduced depending on your specific needs. This will either increase or decrease the price of your Florida homeowners insurance.
Buying a dream home in Naples or Marco Island, Florida will be an ideal real estate investment. Equally important is how you insure that beachfront condo or single family home. Collier County offers lifestyle communities with homeowners associations (HOA) and communities without an HOA. These two properties may require different coverage if the HOA pays for a policy already. This is one thing to consider when buying a condo in Naples or Marco Island or buying a single family home in Naples and Marco Island. Always work with a buyer’s agent or Realtor that will assist in referring quality vendors such as Responsive Insurance.